OUR STORY
About OPay
OPay is a leading fintech company focused on emerging markets. Since its establishment in 2018, OPay has been dedicated to providing convenient digital wallet and payment services to the unbanked population in Africa. We especially focus on countries where financial facilities remain insufficient. Currently, our business has expanded to Nigeria, Egypt, Pakistan, Indonesia, and other countries, providing inclusive and convenient financial services such as loans, payments, digital wallets, and innovative solutions powered by AI and big data.
Founded 2018
Building financial infrastructure for emerging markets
5+ Markets
Nigeria, Egypt, Pakistan, Indonesia and growing
Our Mission
Making financial services more inclusive through technology
2031 Vision
Serving 1B users, 10M merchants, creating 1M jobs
CORE ECOSYSTEM
Core Products and Services
Consumer Services
Manage everyday finances, from payments and transfers to savings, all in one simple, integrated platform built for convenience, reliability, and ease of use.
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Merchant Services
Accept payments, manage operations, and grow across channels, with solutions ranging from simple tools for small merchants to advanced capabilities for larger enterprises.
Learn more
Credit Services
Access credit for individuals and businesses through a simple, fully digital application, with fast, automated decisions and tailored loan terms.
Apply nowPROVEN SCALE
What We Have Achieved
Tens of Millions
Reach Tens of Millions of Customers
Connect with a large and active user base across our markets.
At Scale
Process Payments at Scale
Built to support high transaction volumes with speed and reliability.
Every Day
Built for Everyday Use
A platform people rely on daily for payments, services, and more.
Growing
Growing Across Our Markets
Expanding our platform and deepening engagement over time.
Hundreds of Millions
Expand Access to Capital
Enable lending solutions for consumers and merchants to support growth.
Industry Recognition
Industry recognition and regulatory acknowledgment. Received multiple major awards including:
- "Fintech Company of the Year 2024" – Leadership Newspapers
- "Most Innovative Fintech of the Year" – Vanguard News 2025
- "IFIC Award for Financial Inclusion Innovation" – CBN 2024.
