Products and Services
01 Consumer Services
Our Consumer Services are designed to address the daily needs of individuals, offering everything from digital payments to savings through one integrated platform.
Consumer Wallet
Our consumer wallet forms the foundation of our consumer offering, enabling users to store value, transfer funds and manage balances through a single mobile-first experience.
Cashless Payments
We enable both wallet-based and card-based cashless payments in online and offline settings, including 'Pay with OPay,' our integrated checkout experience available on participating merchant websites.
Services & Bill Payments
We simplify daily transactions by enabling users to manage their bill payments and access a variety of services directly through the OPay app.
OPay Marketplace
We provide in-app experiences through mini-app storefronts, where users can browse, initiate transactions, and complete payments directly in the OPay app.
Savings
Our savings products provide users with tools to grow their money and maintain control over their financial goals.
Merchant Acquiring
We enable businesses to accept customer payments across multiple channels and payment methods, including through our mobile app and POS devices for in-person transactions, and through our mobile app or our 'Pay with OPay' payment gateway solution for remote or online transactions. Our platform is designed for fast, reliable, and secure payment processing, allowing merchants to focus on growing their businesses.
Business Solutions
Beyond payment acceptance, we offer merchants a suite of tools to enhance customer engagement and optimize operations. From marketing and promotional support to business management features, we help businesses increase conversion rates and improve performance. Our API integrations increase efficiency by integrating with existing systems and allow partners to tap into our broad user base, expanding their market reach.
02 Merchant Services
We enable businesses to operate more efficiently through a comprehensive suite of Merchant Services.
03 Credit Services
We offer a broad range of credit products designed for individuals as well as micro, small and medium-sized businesses.
- Using an algorithmic credit and risk management system, we customize loan terms based on proprietary data and platform history.
- Our fully digital onboarding and flexible product structures support financial inclusion for underserved populations and enable access to working capital for business expansion.
